Ghana's Startup Ecosystem

Zeepay is a Ghanaian fintech company specializing in mobile financial services. It focuses on remittances, mobile money, and digital wallets, allowing people in the diaspora to send money directly into mobile money wallets, bank accounts, or for airtime top-ups in Ghana and other African countries. Zeepay partners with global remittance providers (like MoneyGram and TransferGo) and has expanded to over 20 countries. Its ecosystem also supports bill payments, insurance, and merchant services, driving financial inclusion across Africa.

ExpressPay is a Ghanaian fintech company that provides a secure payment gateway and digital wallet solution. It allows users to pay bills, purchase airtime, book hotels, buy event tickets, and send/receive money instantly. For businesses, it integrates with mobile money, Visa, Mastercard, and bank systems to enable seamless e-commerce and point-of-sale payments. ExpressPay is also a partner in Ghana’s national GHQR initiative, powering interoperable instant payments across banks and mobile money networks.

Hubtel is a Ghanaian fintech and e-commerce platform that provides businesses with tools for payments, messaging, and online sales. It allows merchants to receive payments via mobile money, cards, and bank transfers, while also offering APIs for developers to integrate payments and SMS services. Additionally, Hubtel runs a consumer-facing app where users can order food, groceries, and services from nearby businesses with delivery options.